Buy outright
Pay the full price up front and own the phone from day one, with no plan required. Best if you want zero ongoing device commitment or plan to bring it to a cheaper SIM-only plan.
Telstra sells one of the widest device ranges of any Australian provider, from the latest flagship iPhone, Samsung Galaxy and Google Pixel down to budget Motorola, OPPO and Nokia handsets. You can buy a phone outright or add it to a month-to-month plan and pay it off interest-free over 12, 24 or 36 months. Here is how Telstra phones, trade-in and upgrades work in 2026.
12–36 mo
interest-free repayments
Trade-in
credit on old devices
7-day
price guarantee
Outright
or pay it off
How to buy
Whether you want to own a phone outright, spread the cost interest-free, or just bring the device you already have, Telstra has a path that fits.
Pay the full price up front and own the phone from day one, with no plan required. Best if you want zero ongoing device commitment or plan to bring it to a cheaper SIM-only plan.
Add a device to an eligible month-to-month mobile plan and pay it off interest-free over 12, 24 or 36 months. Some devices do not offer the 36-month term. A credit check applies.
Already have a phone? Pair it with a SIM-only plan and skip the device cost entirely. Just make sure it is unlocked and supports 4G VoLTE calling.
The range
From premium flagships to value handsets and accessories, Telstra carries a broad catalogue, all able to run on its 5G network.
The latest Apple iPhone, Samsung Galaxy S series and Google Pixel, all 5G-ready, available outright or on interest-free repayments.
More affordable handsets from Samsung's A series, Motorola, OPPO and Nokia, plus Telstra-branded phones built for regional coverage.
iPads and Galaxy tablets, smartwatches and 4G/5G mobile broadband modems, all of which can be added to a data plan.
Certified refurbished devices offer a cheaper, more sustainable option, backed by a warranty and the same network.
Save & upgrade
Telstra has a few programs that can cut the cost of a new phone or let you change devices sooner.
Consumer and small-business customers aged 18+ on a post-paid or Upfront plan can trade in an eligible phone, tablet or smartwatch for credit. The amount depends on the model and its working condition, and is subject to assessment.
On a repayment plan you can upgrade for no fee in the final six months of a 12-month term, or the final 12 months of any longer term, so you are not locked in until the very end.
If you find a better advertised price on the same new eligible device within seven days of receiving it, Telstra credits the difference to your bill.
Living regionally? If reliable reception matters more than the newest flagship, check our Telstra Blue Tick phones guide for the handsets tested to perform best in the bush.
Common questions
Yes. When you add an eligible device to a month-to-month mobile plan you can pay it off interest-free over 12, 24 or 36 months. Some devices do not offer the 36-month option. A credit check applies to device repayment plans.
Telstra stocks the latest iPhone, Samsung Galaxy and Google Pixel flagships, mid-range and budget handsets from Motorola, OPPO and Nokia, plus tablets, smartwatches, mobile broadband modems and a range of refurbished phones.
If you are 18 or over with a post-paid or Upfront service, you can trade in an eligible phone, tablet or smartwatch for bill credit. The value depends on the device model and condition and is confirmed after assessment.
Yes, through Upgrade & Protect you can upgrade with no fee in the final six months of a 12-month repayment term, or the final 12 months of any longer term. You hand back your old device and start a new repayment plan.
No. You can buy any device outright without a plan. You only need an eligible mobile or data plan if you want to pay the phone off in monthly instalments.
A device is only half the bill. Compare Telstra's plans against its network resellers and the other major networks to make sure the plan you pair with your new phone is the best value for how you use it.
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